Those who suffer a mental disorder may struggle to find financial stability. Because of his or her condition, it may not be possible for them to find work. Additionally, they may not have any friends or family willing and able to help them make ends meet. So what are these individuals supposed to do?
The federal government, through the Social Security Administration, does provide Social Security Disability benefits to certain individuals with mental disorders who meet certain requirements. Those who suffer from an intellectual disability are amongst those who may qualify. The government defines intellectual disability as a condition that causes an individual to suffer from significantly sub-average intellectual functioning. These individuals must show a deficit in functioning prior to the age of 22.
There are several ways an individual can qualify for benefits under this category. First, if he or she can show that he or she must depend upon another for basic personal needs such as dressing, eating and bathing, then he or she may qualify. Second, those who have an IQ of 59 or less qualify. Third, those who possess an IQ between 60 and 70 may qualify if they can show that they have another mental or physical impairment that adds another significant burden to work-related activities.
Social Security Disability can be a life-saver for those suffering from a disability. However, obtaining these benefits is not always easy. In fact, initial claims are often denied and claimants must consider whether to appeal the decision. In these situations, it may be extremely beneficial to discuss the matter with a skilled attorney who can provide strong guidance and solid legal advice. This could help individuals learn more about his or her situation and options they could address their issues.
Source: Social Security Administration, “12.00 Mental Disorders – Adult,” accessed on Sept. 6, 2015
