What does my employers workers’ compensation insurance cover?

On Behalf of | Aug 24, 2017 | Workers' Compensation

Suffering an injury at your Missouri workplace or learning that you have an illness that is the result of your job can be a daunting experience. In addition to the pain you are dealing with, you must also deal with the financial fallout that comes with days missed from work, medical bills and other recovery needs.

Workers’ compensation insurance intends to assist workers in your situation. However, it can be remarkably complicated to get the money you need or the amount that you need to fully recover and move forward with your life. It is beneficial for you to know your rights and the types of benefits to which you are entitled.

Your rightful benefits

The amount and type of benefits you could get through your workers’ compensation claim directly relates to the nature of your injury, amount of your personal losses and time needed away from work. In most cases, workers’ compensation insurance covers the following:

  • Lost wages from time missed from work
  • Medical care needed to treat physical injuries or occupational illness
  • Survivor benefits in case of a fatal work accident
  • Costs associated with vocational retraining, if needed
  • Recompense for any permanent injuries you suffered

The legal and financial aftermath of a work accident can be complicated and difficult to navigate, especially when you are dealing with serious injuries or a grave illness. Workers’ compensation insurance providers do not have your best interests in mind, and they will work hard to avoid paying claims or paying the full amount you deserve.

Not everyone can claim workers’ compensation benefits, and not every at-work incident is grounds for a claim. While the scope of eligibility for this type of financial support is broad, you would be wise to know the limits to discern if you are truly eligible and how you should fight for the money that you need for a full and fair recovery.

Understanding your rights

If you are unsure of where to begin to get the workers’ compensation benefits you deserve, it is beneficial to start simply by seeking a complete explanation of your rights. Whether you are fighting a denied claim, got less money than you need or are facing other complications, you can fight back, pursuing the recovery that you truly deserve.

If you suffered an injury at work or became ill as a result of your job, you would be wise to move quickly to protect your rights.

Practice Areas

Military Law
Family Law
Social Security Disability
Worker’s Compensation
Personal Injury