In Missouri, injured workers have the right to a full recovery after suffering injuries in a workplace accident. You may be aware that you have benefits available to you through workers’ compensation, but it is beneficial for every worker to fully understand his or her rights and what to expect from the insurance claims process.
The benefits you could get through your workers’ compensation claim depend on the nature of your accident and your physical and financial needs. From medical care to support needed as you try to get back to work, there are various types of support and benefits that can help you claim the full and fair recovery you deserve. You have the right to seek help as you pursue what you need to get better.
What can I get through workers’ compensation?
According to the Missouri Department of Labor and Industrial Relations, a worker could be entitled to certain types of disability benefits if he or she suffers disabling injuries in a workplace accident. Some of the benefits available for these types of serious, life-altering injuries include the following:
- Temporary disability: If your disability will leave you unable to work for a temporary period of time, you could receive benefits to cover a portion of your lost wages. Temporary disability benefits are available for both partially and totally disabling injuries.
- Permanent disability: Permanent disability benefits are available, calculated based on a percentage of the applicant’s weekly income. The amount of the benefits depends on whether the applicant suffered a partial or total permanent disability.
If you are unable to work due to a workplace accident that left you injured and either permanently or temporarily disabled, you could have a rightful claim to disability benefits through your employer’s workers’ compensation insurance. You would be prudent to understand the types of support you could receive, even if you have not yet applied for benefits.
Fighting for your full recovery
An accident in the workplace can change your life. If yours left you permanently or temporarily disabled, you do not have to suffer through the financial aftermath alone. A complete evaluation of your case can help you understand more about your options through workers’ compensation.
The claims process can be complex and frustrating, and some first-time applications come back denied. You have the right to seek experienced guidance and support from the very beginning of the claims process, even with the initial paperwork.