If you are unable to work due to an accident at work, you likely need financial support. Missouri readers know they are entitled to certain benefits in the event they suffer an injury in a work accident or because of an occupational illness. However, if you are unable to work for an extended period because of your condition, you may be unsure whether you should file for workers’ compensation or disability benefits.
The most important thing after the onset of a condition that impedes your ability to work is securing financial support. When you cannot work, you cannot support your family. Fortunately, there are various options available to you related to financial support. You may find it helpful to seek guidance regarding which type is appropriate for your individual situation.
What to do after a work accident
An accident in the workplace can change your life. It can leave you with injuries that leave you disabled, either temporarily or permanently, compromising your ability to work and enjoy a certain quality of life. You need to know how to secure workers’ compensation or disability benefits — or both. You may find the following information helpful regarding the types of support available to you:
- Workers’ compensation benefits provide you with financial benefits without having to resort to litigation.
- Instead of workers’ compensation or during a dispute over your workers’ compensation claim, you may be able to claim state disability benefits.
- After a certain amount of time, you may be able to claim permanent disability benefits through the Social Security Administration if your condition is permanent and stationary.
In some cases, it may be possible to secure both workers’ compensation and disability benefits at the same time. Every case is different, and you will find it helpful to seek an evaluation of your case as soon as possible after your accident so you can understand your rightful claim to financial support.
How can you know the right path?
Navigating the legal and financial aftermath of a work accident can be confusing, especially while dealing with medical issues and the painful consequences of a serious injury or illness.
You would be prudent to proceed carefully, taking time to seek help and an explanation of all of the benefits that could be available to you. With guidance, you can maximize your workers’ compensation claim or complete the paperwork necessary to claims disability benefits. There is a lot at stake, but you have the right to fight for the support and security you need and deserve.