A workplace accident can leave you with significant injuries and bills that you may not be able to pay by yourself. Missouri workers may know that they could have a rightful claim to benefits after an accident, but most are unfamiliar with the process or what they should do next. If you were hurt in an accident, it can be helpful to understand what to expect from the workers’ compensation process.
After an accident in the workplace, there are things that both the employer and the employee need to do. When you understand the requirements of both parties and what to expect, you can better protect your interests. When it comes to your needs after a work accident, it is beneficial to know what to do to get the full and fair recovery you deserve.
What does your employer have to do?
Most employers have to carry workers’ compensation insurance. Employers also cannot attempt to prevent an injured employee from seeking the benefits he or she needs, nor can they attempt to delay a claim. Some of the requirements for employers regarding the workplace and workers’ compensation include the following:
- Must strive to make the work environment as safe as possible
- Must file the appropriate initial report with the insurance carrier and cooperate with the carrier
- Must facilitate the employee’s return to work after a period of recovery
Employers cannot do anything that interferes with the employee’s rights or his or her attempt at seeking benefits.
What do you have to do?
Employees who are hurt at work because of things like reckless behavior or intoxication are not eligible for workers’ compensation benefits. If you are eligible, however, you will need to do the following:
- Properly and promptly report the injury as soon as possible after the accident
- Seek medical help for any injuries that require care, especially traumatic injuries
- Work with the insurance company when they request information from you about the accident or your injuries
The workers’ compensation claims process can be complex, but you do not have to walk through it alone. As an injured employee, you are entitled to certain benefits that can help you get better and move forward, such as recovering your medical expenses and getting rehabilitation help.
Your future could be at stake, and getting the financial support you need is critical. If you are dealing with the impact of a work accident or you need to know what to do in case of an injury, you will find it beneficial to reach out for help from an experienced workers’ compensation attorney.
