Workers’ compensation provides benefits to employees who suffer work-related injuries or illnesses. However, many individuals wonder whether these benefits extend to their immediate family members.
Understanding the scope of workers’ compensation coverage can help you navigate this complex area.
Workers’ compensation and immediate family coverage
Workers’ compensation primarily benefits the injured worker, covering medical expenses, lost wages, and rehabilitation costs.
This system does not give benefits to family members, like spouses or children unless the worker dies because of a work-related accident. In such tragic cases, dependents may receive death benefits.
Death benefits for dependents
If a worker dies due to a work-related injury or illness, the law stipulates that certain dependents are eligible for death benefits. These dependents can include:
- Spouses
- Children under 18 (or up to 22 if enrolled in higher education)
- Disabled children of any age
- Other people who depended on the workers’ pay
These benefits help compensate for the financial loss experienced by the worker’s dependents and may cover funeral expenses.
What to do if you are uncertain
If you’re not sure if you qualify for workers’ comp, talking to a lawyer can help clear things up. They can also assist if your situation is special. Lawyers can clarify your rights and help you with the claims process.
Facing an injury at work can be a life-changing ordeal for the injured individual and their family. Knowing your rights under Missouri worker’s compensation law ensures you and your family receive the support needed during difficult times.
