If you have been in an accident, you likely feel shaken up and unsure of what to do next. This can be especially true if the other party was at fault, and they do not have insurance.
While this can be a stressful situation, that doesn’t mean that you need to worry. Even if the other party does not have insurance, you still have options.
What to do if you were in an accident with an uninsured driver
If you were in an accident with someone who does not have insurance, the steps you need to take initially are the same as if they did. It is important to make sure that you seek medical attention and to contact law enforcement. The other party may not want this to happen because they do not want to deal with the legal repercussions of not having insurance. However, it is still important to do so.
Learn what your options are if the at-fault party has no insurance
The good news is that even if the person at fault does not have insurance, you still have options. Some states require drivers to have uninsured or underinsured coverage. This means that your insurance will still protect you even if the other person doesn’t have any. If you do not have this kind of coverage, then it can be possible to file a lawsuit against the other party.
Being involved in an accident can be difficult and stressful. However, by knowing your options you can make the right choices in this situation.
